At Ashley Dogget we pride ourselves on providing up-to-date information and because we're not tied to any particular lender our advice is independent. contact us now and let us help you find the right mortgage.

Residential Mortgages
We have access to a full range of mortgage products including mortgages for first time buyers, negative equity schemes up to 130%, self declaration of income to cater for the self-employed, non-status schemes, 100% mortgages that are low on fees or fee free.

First Time Buyer
If you are a first time buyer it may appear that you have a long road to travel to achieve your objective, a home of your own, there being a great deal to consider when buying a house. Even house purchasers experienced in house buying require help today with the understanding of procedures and of course mortgage products. It is therefore important that you have matters properly explained and that you are provided with the positive support required to see you through the important process of buying your first home.

Variable/Fixed Rate/Capped Mortgages
There are three basic types. With the variable rate mortgage the interest rate will fluctuate according to the base rate set by the Bank of England.
The capped rate, is basically as is indicated. The interest rate is capped at an interest rate for an agreed period. Normally if interest rates are lower than the capped rate, one pays that rate, however if the interest rate exceeds the capped rate one only has to pay the interest at the agreed capped rate.
The fixed rate, is an agreed set interest rate for the entire period of the loan. The advantage of the fixed rate, is that enables one to know the exact amount one will be paying for the loan during its entire duration.

Buy to Let
If you have been thinking of investing in property and becoming a landlord then rest assured, you're not alone. Buy to Let is getting increasingly popular, especially when you get a fixed rate or capped a rate mortgage these days. Low interest rates and stable rental income looks attractive and safer - compared with other investments.

Self Certification Mortgage
Self-certification mortgages are for people whose income is difficult to assess using the standard methods adopted by most conventional mortgage lenders

Self Build
No greater satisfaction can be made when you and your family are living in a house in which you know you played a major part in creating. If you are a person who is constantly attempting home improvements then this may be the next big challenge for you.

Equity Release
As you approach or are settling into retirement you need not worry about financial problems. You can release equity in your property and enjoy life to the full.

Buying Abroad
Mortgages are usually available for up to 70% or 80% of the purchase price and can be in a currency of your choice. Collateral can include the purchaser's existing property and/or the overseas property

Remortgage
If you already have a mortgage, are you paying too much interest? We  can find the best mortgage for your individual circumstances and reducing the interest you pay could save £000s over the term of your mortgage. Refinancing your mortgage could also consolidate debts or raise capital for any purpose.

Adverse Credit
Even if you have County Court Judgements (CCJ) and defaults, are a discharged bankrupt, or your home has been repossessed, We will help you find a mortgage.